Online Accounts
Here’s where you’ll find special offers only available through our Web site for Consumer Accounts. Check back often because our special offers change often!
Internet Statement Savings Account*
| Effective May 15, 2013 |
Annual
Interest
Rate |
Annual
Percentage
Yield (A.P.Y.) |
Minimum Deposit to open account |
Minimum Balance to obtain Annual Percentage Yield |
| Internet Statement Savings Account |
0.30% |
0.30% |
$100.00 |
$100.00 |
Transaction Limitations: Transfers from Statement Savings Accounts to another account or third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month with no transfer by check, debit card or similar order to third parties.
A $1.00 monthly service charge will be applied to any savings account where the balance falls below $100.00 at any time during the month. The fee may be waived, upon request, for individuals under the age of 21 or over 62.
Certificates of Deposit*
Certificates of Deposit
Effective May 15, 2013 |
Annual
Interest
Rate |
Annual
Percentage
Yield (A.P.Y.) |
Minimum Deposit to open account |
Minimum Balance to obtain Annual Percentage Yield |
| 18 Month Online Special |
0.39% |
0.40% |
$1,000.00 |
$1,000.00 |
| 3 Year Online Special |
0.69% |
0.70% |
$1,000.00 |
$1,000.00 |
Certificates of Deposit are our highest paying savings instruments. Our online certificates range in terms of 18-month and 36-month. Certificates must be opened with an initial minimum deposit of $1,000.00. Additional deposits can not be made to certificates before they have matured and a penalty may be imposed for withdrawal before maturity. There is a seven day grace period following the day of maturity during which you are allowed to make deposits or withdrawals without penalty, otherwise the funds in the certificate will roll over for another full term. Interest can be credited to your certificate each month or you may elect to receive a monthly interest check or you may elect to have the interest credited to another account (other than a certificate of deposit).
Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Fees may reduce the earnings on the account.
*FDIC INSURED
*RATES SUBJECT TO CHANGE WITHOUT NOTICE
